For Parents ยท Free Tool

Family Financial Calculator

An honest 60-second calculation. Plug in your numbers, see your real loan EMI, your child's realistic post-study salary, and how long it takes to pay back. Compare countries side-by-side. Built by Dr Chathyushya K B, PhD โ€” no upsell, no hidden fees, no agency interference.

Your inputs

โ‚น55 L
โ‚น15 L
โ‚น40 L
11.00%

Your honest financials

Monthly EMI
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Total repayment
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Interest paid
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EMI / income ratio
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Realistic starting salary
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Realistic payback
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Run the numbers above to see honest verdict

Your verdict will appear here based on country fit, EMI affordability, salary realism, and payback timeline.

Want a personalised path?

Take the Three-Path Career Assessment โ€” 12 questions, 4 minutes, founder-built.

Free Assessment โ†’

Country comparison at your loan amount

CountryTotal CostRealistic Salary (yr 1)Payback TimelineEMI Stress